That bank may be more willing to cash the check since it was written by an account holder. Be aware that some banks will also refuse to cash this type of check in the interest of fraud protection.
Also, if the cash amount is very large, the bank may not give you the full amount in one transaction, for security reasons. Otherwise, the check will bounce and there will be penalty issued by the bank.
How to Deposit a Check Made Out to Cash If you receive a check payable to cash, deposit it like you would any other check. You can transfer the money whenever required through online internet banking.
Decide whether you want cash or to deposit the funds, then go to your bank or credit union. The same goes for trying to move money between two banks with a check. Find the bank's name on the front of the check and contact the nearest branch to see if they will cash the check.
Part of the process of writing a check is listing who should receive the funds. Bank Policies As mentioned above, banks might be hesitant to cash checks made out to cash. You can then deposit the check to another account, or just cash it.
To avoid these extra wait times or being turned away by your teller, request that all checks you receive are made payable to you by name. Writing yourself a check, pay to the order of cash, can also help if you do not have access to your own bank or an ATM.
To Hide the Paper Trail If, for whatever reason, you need to hide a paper trail, you can disguise the payee by making a check out to cash instead.